Committed to Your Recovery

Pittsburgh Bad Faith Insurance Attorneys

Standing Up to Dishonest Insurance Companies

When you're already dealing with the stress of an accident or loss, the last thing you need is an insurance company that refuses to uphold the terms of the policy it sold you. If this has already happened to you, though, reach out to Friday & Cox now and talk to our dedicated Pittsburgh bad faith insurance lawyers. We have extensive experience in fighting for people who've been unfairly denied policy coverage and benefits by insurance companies for illegitimate or even illegal reasons. If you feel cheated, mistreated, or ignored by your insurance provider, put Friday & Cox in charge of the legal fight to set things right. We know how to leverage our experience, insight, and resources to challenge the actions of these insurance giants, so we can confidently pursue justice and compensation in your name.

We can work on bad faith insurance claims involving all sorts of policies, such as:

  • Auto insurance
  • Homeowner’s insurance
  • Medical or healthcare insurance
  • Small business insurance

Call our Pittsburgh bad faith insurance lawyers at (412) 900-8250 now to learn more.

What is Bad Faith Insurance?

Bad faith insurance refers to a scenario where an insurance company fails to fulfill its obligations to policyholders, acting contrary to how a reasonable insurer would. This may include unjustified denial of claims, delayed payments, lack of proper claim investigation, or failure to defend a policyholder. In essence, it's when an insurance company does not deal fairly and honestly with its customers, violating the implicit promise of good faith and fair dealing found in every insurance contract. The concept hinges on the principle that insurance companies are obligated to act in the best interest of their policyholders and must handle claims promptly, thoroughly, and fairly.

Types of Bad Faith Insurance

At Friday & Cox, we handle a variety of bad faith insurance claims for our clients. If you suspect that an insurance provider is mishandling your claim in any way, we want to hear from you.

Four of the most common forms of bad faith insurance are:

  1. Denying a claim without a proper reason: When an insurer denies a claim without a valid explanation or without giving a reason at all, it can be bad faith insurance. The insurer may simply refuse to pay, despite the policyholder's claim being valid and within the terms of the policy.
  2. Failing to investigate a claim: An insurance company has a duty to conduct a thorough and timely investigation of any claim made by a policyholder. If an insurer fails to investigate a claim or does so in a cursory or biased manner, it could be acting in bad faith. A fair investigation requires the insurer to gather all relevant facts and circumstances surrounding the claim before making a decision.
  3. Intentionally delaying the handling of a claim or payments: This type of bad faith insurance practice involves the insurer intentionally delaying the processing of a claim or the payment of benefits. This could be done by repeatedly asking for unnecessary paperwork, giving misleading information, or waiting until the last day to take action before inaction would violate the policy, all to stall the process. Prolonged delays can put policyholders in difficult financial situations and may be used to coerce them into accepting lower settlements.
  4. Changing the details of a policy after it is signed: This happens when an insurance company alters the terms of the policy after it has been agreed upon and signed by the policyholder. The changes could involve increasing the premium, reducing the coverage, or adding exclusions without the policyholder's knowledge or consent, which may be as illegal as it is unethical.

Call our firm today by dialing (412) 900-8250 or submit an online contact form at any time.

Nationally Recognized Firm

    • AV Preeminent Peer-Rated
    • Million Dollar Advocates Forum
    • Philadelphia Top Attorneys
    • Super Lawyers
    • Best of the Bar | Top 100 Verdicts

What to Do If You Suspect Bad Faith

If you suspect that an insurance company is acting in bad faith in handling your claim, you should:

  • Document everything: Keep records of all communications with the insurance company including dates, times, and details of the conversations. Save all written correspondence, such as letters or emails.
  • Review your policy: Go through your insurance policy carefully to understand the terms and conditions. Request a printed copy of the current policy and how it was written when you signed it, even if those two policies should be identical.
  • Consult a lawyer: Consult with a Pittsburgh bad faith insurance attorney from our firm once you have the related documents available. We can provide legal advice based on your specific situation and can help you navigate the complex legal process if you decide to sue the insurance company.
  • File a complaint: Before your case is escalated to a legal matter, we might be able to file a complaint with the Pennsylvania Insurance Department. If it investigates the situation, any evidence it uncovers could be important for our work.

How We Can Help After Insurance Bad Faith

Working with a professional bad faith insurance attorney from Friday & Cox should be your first choice for several reasons. First, insurance policies can be complex, and understanding the fine print requires intricate knowledge of legalese. Second, insurance companies have vast resources at their disposal, including skilled lawyers, making it difficult for individual policyholders to effectively challenge them on their own. A seasoned attorney levels the playing field to keep your rights protected. Lastly, attorneys who know their way around bad faith insurance claims understand the tactics that insurance companies might use to deny or delay a claim, and they know how to counteract these strategies.

At Friday & Cox, our Pittsburgh bad faith insurance attorneys can assist with your case in several ways. We can thoroughly review the insurance policy to understand its terms and conditions, ensuring the insurer's actions constitute bad faith. We can manage all communications with the insurance company, relieving you of the stress and complexity of these interactions. We can also gather evidence, such as medical records or expert testimonies, to substantiate your claim and prove the insurer's bad faith. Furthermore, if negotiations fail, our legal team can take the matter to court, where we can present a compelling case on your behalf.

Benefits of a Successful Bad Faith Insurance Claim

By filing a bad faith insurance claim, you will demand that the insurance company make things right after it unfairly or unjustly denied or mishandled your insurance claim. At the least, a successful claim can get you the insurance coverage or benefits that should have been provided in the first place. However, based on the circumstances of your case, Pennsylvania insurance law might allow you to demand additional damages.

A court can take these actions to penalize an insurance company that has acted in bad faith:

  • Order the company to pay punitive damages (non-compensatory) to the claimant.
  • Assess all court costs and attorney fees against the insurance company.
  • Award the claimant based on the claim’s original value plus interest.

Take Legal Action – Call Our Firm Now

At Friday & Cox, we are passionate about fighting for the rights of insurance holders. Our Pittsburgh bad faith insurance attorneys strive to maximize the value of your claim and keep insurance companies in check through diligent legal action. We believe that every policyholder deserves fair treatment and full compensation for their losses, and we're prepared to take on even the toughest nationwide insurance companies to ensure that justice is served. If you suspect that your insurance company is acting in bad faith, we invite you to reach out to us today, so we can see what to do next.

Call our firm today by dialing (412) 900-8250 or submit an online contact form at any time.

Hear from Satisfied Clients

"If you are serious about hiring a lawyer for personal injury call here first."

- Former Client

Contact Friday & Cox Today

Committed To Helping Our Clients Recover
  • Unparalleled Client Service
    Your inquiries are returned 24 hours a day, 7 days a week. Call for a free case evaluation at (412) 900-8250.
  • Excellent Track Record.
    We bring more than 100 years of combined experience and results to helping injured people obtain the compensation they need to rebuild their lives.
  • We Are Willing To Go All The Way.
    Our lawyers are trial tested and our firm has won many verdicts and countless settlements.
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy